Address
304 North Cardinal St.
Dorchester Center, MA 02124
Work Hours
Monday to Friday: 7AM - 7PM
Weekend: 10AM - 5PM
Hey friends,
We’re RMZ Investing, Your Personal Financial Guide in a Changing Economic Landscape.
Tailoring investment strategies to your preferences, ensuring you navigate market cycles with confidence.
What we do
We guide you through the opportunities of the market, ensuring your investments align with the economic scenario.
Personalized Portfolio
Crafting investment portfolios tailored to your individual goals, risk tolerance, and preferences.
Market Cycle Navigation
Optimizing asset allocation with insights into business cycles for growth and stability.
Risk Assessment & Management
Assessing finances, balancing risk and reward, and mitigating downturns.
Education
Read my book to learn how to invest effectively throughout the business cycle.
The Methodology
The economic landscape shifts, and so should your investment allocation.
Business Cycles
Economic growth isn’t constant, it fluctuates in patterns known as business cycles, marked by phases of expansion and contraction
Dynamic Asset Allocation
As the economy changes, the way your assets perform also changes. We can help you change the way you divide your money to get better results.
The Right Financial Fit
Tailored strategies aligned with your risk comfort and goals.
Rethink the 60/40 approach!
Dynamic portfolios, typically offer higher returns and better risk-adjusted returns (as measured by the Sharpe ratio) than a static 60/40 portfolio —a mix of 60% equities and 40% bonds. This adaptability can lead to improved performance over time without the pronounced dips in value, known as drawdowns.
Our conservative portfolio (Purple line) historically provided a competitive 6.9% CAGR with a modest -6.7% drawdown, unlike the 60/40’s (Blue line) 5.8% CAGR and steep -36.0% drawdown, signaling higher volatility and risk.
Disclaimer: The performance figures are based on simulated or hypothetical calculations and do not reflect actual investment results. Past performance is not indicative of future returns and does not reflect potential fees, expenses, or tax liabilities. This information is for educational purposes only and should not be considered investment advice.
By shifting risk tolerance closer to that of a 60/40 (Blue line), historically, one could have achieved returns 11 times greater (Orange line), simply through dynamic portfolio adjustments.
Disclaimer: The performance figures are based on simulated or hypothetical calculations and do not reflect actual investment results. Past performance is not indicative of future returns and does not reflect potential fees, expenses, or tax liabilities. This information is for educational purposes only and should not be considered investment advice.
Why you should do it: Your personal financial guide!
About Me
Meet the person behind the strategy, your personal financial guide!
Rodrigo Munhoz, CFA, CGA
Finance Simplified
Breaking down the barriers of finance, guiding you towards informed decisions.
Education
A CFA charterholder with a Bachelor's in Business Administration and an MBA in Financial Engineering.
Working Experience
With 15 years in Hedge Funds, I've served as a Risk Manager and Portfolio Manager at esteemed institutions managing portfolios within assets totaling over $10 billion USD.
Books
As the author of "Navigating the Business Cycle: A Strategic Guide to Investing Through Economic Cycles," I offer insights and strategies, drawing from years of experience, to help investors thrive in changing economic environments.
Play Video
How The Economic Machine Works by Ray Dalio
Play Video
The truth about investing by Howard Marks
Play Video
Heads, I win! Tails, I don’t lose that much! By Mohnish Pabrai
Play Video
Bill Ackman: Everything You Need to Know About Finance and Investing in Under an Hour
A Quick Guide
Join us for a brief overview of all the financial services our website offers. We’ll highlight key points to ensure you know exactly what to expect.
What peoples say about us
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